If you’re worried about losing Medicaid, you’re not alone. Millions of Americans may be affected by new changes brought by the recently passed Big Beautiful Bill. This is a sweeping piece of legislation that impacts Medicaid eligibility across the country. This article will walk you through what the Big Beautiful Bill is, how it affects Medicaid recipients, and most importantly, how A+ Insurance Designers can help you keep your health insurance through the Affordable Care Act (ACA).
What Is the Big Beautiful Bill? Who Is at Risk of Losing Medicaid?
The Big Beautiful Bill, passed by both the Senate and the House, is a broad healthcare reform law aimed at reducing federal spending and restructuring public benefits. One major component of the bill includes tightening Medicaid eligibility requirements.
Here’s what that means:
- States are now allowed to re-evaluate and disenroll Medicaid recipients more frequently
- Income thresholds for Medicaid eligibility may be lowered
- Coverage for adults without children or disabilities may be reduced or removed
While the goal of the bill is to streamline public healthcare programs and reduce fraud, many vulnerable individuals risk losing access to their only source of affordable care. The groups most likely to be affected by the Big Beautiful Bill include:
- Low-income adults whose earnings slightly exceed the new Medicaid threshold
- Part-time workers or gig economy employees with inconsistent income
- Parents who are no longer eligible under the new household income limits
- Recent immigrants or people who failed to update their information in time
- Individuals with temporary protection statuses or green card holders
If you fall into any of these groups, you may receive—or may have already received—a notice of Medicaid termination. This is understandably stressful, but there is a solution.
What Happens If You Lose Medicaid? And How A+ Insurance Designers Can Help You
If you’re losing Medicaid, don’t panic. Losing Medicaid officially qualifies you for a Special Enrollment Period (SEP) in the ACA Marketplace, which means you can shop for a new health insurance plan outside of the usual open enrollment window.
Thanks to the Affordable Care Act, you may be eligible for low-cost or even $0/ month insurance plans, depending on your income.
But here’s the catch: the ACA system can be just as confusing and overwhelming as Medicaid. That’s where A+ Insurance Designers can help. A+ Insurance Designers is a trusted, community-focused agency that specializes in helping people transition from Medicaid to ACA plans—free of charge.
Here’s what we’ll do for you:
Free Eligibility Check
We’ll review your income, household size, and other details to see if you qualify for subsidized ACA coverage.
Hassle-Free Enrollment
No paperwork stress. We’ll complete the entire ACA application for you and submit it correctly the first time.
Plan Comparison
We’ll compare all available plans to find the one that suits your needs—whether you need prescriptions, family coverage, or mental health services.
Continued Support
Even after you’re enrolled, we’ll help you update info, renew your plan, or switch to a better one during the next cycle.
Multilingual Service
Support is available in English, Spanish, and Vietnamese, so you can understand your coverage fully.
If you’re facing the risk of losing Medicaid; A+ Insurance Designers is your best ally to make sure you never go uninsured.
Why Switching to ACA Is a Smart Move
ACA health plans provide:
- Access to doctors, hospitals, and specialists in your area
- Coverage for prescriptions, emergency visits, and preventive care
- Financial assistance based on your income
- No denial for pre-existing conditions
Even if you’ve never used the ACA Marketplace before, you could now be eligible for high-quality coverage at little to no cost.
With the help of A+ Insurance Designers, the switch is quick, safe, and easy. If you receive a Medicaid termination letter, you usually have 60 days to enroll in a new plan through the ACA Marketplace. Waiting too long may mean losing all health coverage for the rest of the year. Don’t let that happen to you or your family.
The Big Beautiful Bill may bring major changes to public healthcare programs, but that doesn’t mean you have to go without coverage. If you’re at risk of losing Medicaid, now is the time to take action.
Let A+ Insurance Designers guide you through the process. With free help, no paperwork hassle, and same-day enrollment available, you can transition smoothly to an affordable health plan that keeps you and your family protected.
